This is an annual aggregate deductible policy.
|Room Rent Limit
||There is no room rent capping, any category of hospital room can be opted upto the policy Sum Insured.
|ICU Daily Rent Limit
|Post Hospitalization Expenses
|Minimum Hospitalization Period
|Day Care Procedure Coverage
||Covered upto Sum Insured
|Additional Cover for Critical Illness
||Add On Pays an additional lumpsum amount upto 100%
of Base SI opted.
|Pre-Existing Disease / Illness coverage
||After 48 months of continuous coverage
|Waiting Period for New Policy
||Required if insured's age is more than 65 years
|Free Health Checkup
||Actual incurred expenses paid per hospitalisation event
||In-patient hospitalisation Medical Expenses towards the donor for harvesting the organ in case of major organ transplant is covered
|No Claim Bonus
||A guaranteed 5% Increase in Sum Insured per policy year, maximum up to 50% of Sum